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Best Bank Bonuses, Bank Promotions, Bank Deals For April 2014

by Tony Phan on April 17, 2014 · 72 comments

**Updated: 04/13/2014**

Listed below are all the best bank bonuses and promotional offers currently available for April.

They’re listed with the highest bank promotions appearing first.  These are mostly sign-up bonuses for checking accounts, with some being savings account bonus money.

Also, keep in mind that for each of these bank deals processed, you will receive a form 1099-INT at the end of the year showing the money being reported for tax purposes.

If I’m missing any good bank offers, please comment below so I can update it for everyone to see. Thank you ahead of time!

I’ve included popular offers for April from the big banks like Bank of America, Chase, Citi and Capital One, but there are a lot of lesser known specials from local banks and credit unions. These are the best online bank and physical branch bank promotions for 2014 available.

Most importantly, bank bonus offers change frequently, so be sure to read all the fine print on the offer page to get all the details.

*Find out how to get special credit card bonuses here as well

bank-bonus-promotions

Share these bonuses with friends & family and spread the wealth!

Let’s Start With National Bank Account Bonus Offers…

5 Best Bank Promotions

#1: Capital One 360 Checking $50 Bank Account Promotion & Up To $1,000 In Referral Bonuses(Expiration: None)*Direct deposit not required!

$50 Checking Bonus:

  • Make a total of 3 Card purchases or Person2Person Payments (or any combo of the 2) within 45 days of account opening.
  • Your $50 Capital One bank bonus will automatically be deposited into your account on day 50.

Details Here

Up To $1,000 In Referral Bonuses:
Once you have a Capital One 360 checking account, you can then send referral links to all your family and friends and earn $20 per approved account (up to 50 bonuses allowed).

  • Log into your 360 Checking account
  • Go to the “Refer-A-Friend” page
  • Use your referral link and share it through Facebook, Twitter, or email
  • YOU get a $20 bonus for each approved account ($1,000 max in bonuses). Plus, your friend/family member will get their $50 bonus as well.
*Also, get a $20 bonus per referral for each of the online Capital One accounts below.
  • 360 Savings Account: Apply here for an account, and then use the Refer-A-Friend option to earn yourself $20 (your friend gets $25)
  • Kids Savings Account: Apply here for an account, and then use the Refer-A-Friend option to earn yourself $20 (your friend gets $25)
  • MONEY Debit Account For Teens: Apply here for an account, and then use the Refer-A-Friend option to earn yourself $20 (your friend gets $25)

Barclaycard Arrival World $400 Worth Travel Bonus
Barclaycard Arrival World MasterCard $400 bonus Check out one of the best credit card bonus offers currently with the Barclaycard Arrival World MasterCard. You can earn 40,000 bonus miles worth $400 when you redeem for travel.  This card will earn 2 miles per $1 spent on ALL your purchases, with each 100 miles equaling $1 in travel. Offer Page | Card Review


#2: Chase Checking & Savings $500, $300, $200, $150, $125 Bonus Coupons (Expiration: 07/07/2014)
*Tip: There are revolving coupons from $125 to $300 for Chase that requires a separate post – read about these Chase coupons here

  • Click on the link to either apply online or have the Chase Bank Bonus coupon emailed to you so you can take it to your local bank.
  • Open a new Chase Total Checking account for the bonus, which is subject to approval.
  • Deposit $100 or more within 10 days of account opening.
  • Have your direct deposit made to this account within 60 days of account opening.
  • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
  • After completing all requirements, they’ll deposit the bonus in your new account within 10 business days.

Details Here

#3: $250 PNC Bank Virtual Wallet Account Bank Account Promotion (05/31/2014)

  • Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA and WI.
  • Qualifying Direct Deposit must be received (the total amount of all qualifying Direct Deposits credited to your checking account must be at least $2,000), AND
  • 1 payment must be completed via PNC Online Bill Pay within 60 days of account opening.

Details Here


#4: BankDirect Mileage Checking Up To 22,000(~$220) AAdvantage Bonus Miles (Expiration: None)

  • BankDirect is participating with American Airlines to offer up to 22,000 AAdvantage Miles. Offer is available to new and current AAdvantage members.
  • Earn the first 1,000 bonus miles by opening either a BankDirect Mileage Checking with Interest Account or Mileage Money Market Account opened.
  • Earn 10,000 AAdvantage® miles for establishing full payroll direct deposit from your employer into a Mileage Checking Account.
  • Earn 5,000 miles for using BankDirect’s bill pay service.
  • Earn 5,000 miles for using your BankDirect Visa CheckCard.
  • Earn 1,000 AAdvantage® miles for referring a friend when they open a Mileage Checking account.

Details Here


#5: Bank of America Personal Checking $100 Bank Account Deal (Expiration: 06/30/2014)

  • Fill out our easy online application using Offer Code BAW100N.
  • Set up and receive qualifying direct deposits totaling $2,000 every 30 days from account opening date for 90 days.
  • After you complete these steps and we determine your account is eligible, we’ll deposit $100 into your new checking account.

Details Here

Other Nationwide Bank Promotions

Discover It Cash Back Credit Card
Discover It Card Check out one of the best cash back credit cards available with the Discover It Card.  This card has NO annual fee and earns cash back on ALL your purchases, with higher cash back earnings on quarterly rotating categories.  It's also one of the best cards for online shopping, letting you earn 5-20% cash back through their online shopping mall. Offer Page | Card Review

Below Are Local State Level Bank Promotions…

If you’re craving more bank bonus offers, the list below should have more than enough local bank bonus offers to keep you busy!  You will see which state(s) the bonus is applicable to highlighted.

Again the bonus amounts are listed from highest to lowest.

5 Best Local Bank Bonuses

#1: Citizens Bank College Savings $1,000 Bonus + Interest (Expiration: None)
State(s): CT, DE, IL, IN, KY, MA, MI, NH, NJ, NY, OH, PA, RI, VT

  • Open a CollegeSaver interest savings account before your child’s 12th birthday.
  • Save the monthly($25-$50)  minimum amount every year.
  • Receive a $1,000 bonus plus interest when your child turns 18.

Details Here


#2: Unity Bank $500 Bonus Visa Gift Card Offer (Expiration: None)
State(s): NJ, PA

  • Open a new 1-year CD with minimum balance of $100,000 and an active checking account.
  • Note: A $500 penalty will be imposed for early withdrawal or if checking account activity falls under minimum qualifying transactions, which may reduce earnings & may decrease your principal.

Details Here


#3: Advance Financial Federal Credit Union $10 iTunes Gift Card & PS4 Promotion (Expiration: 06/30/2014)
State(s): IN

  • When you open a brand new checking account during the promotional period, you will  be entered in the drawing for a PlayStation 4.
  • You’ll also get a $10 iTunes gift card automatically when you sign up for a new checking account.

Details Here


#4: South Shore Bank Business Checking $250 Bonus (Expiration: None)
State(s): MA
*The $125 personal checking offer is at the same link.

  • Receive $50 for opening a new business checking account
  • Receive a $50 check order credit
  • Receive $50 for signing up for Online Banking
  • Receive $50 for signing up for eStatements
  • Receive $50 when you set up a recurring ACH credit

Details Here


#5: Bank of Maine Checking $250 Offer (Expiration: None)
State(s): ME

  • You must sign up for online statements, use our bill pay service, and have a recurring Direct Deposit of your payroll, pension or government benefits, such as Social Security.
  • A $50 bonus will be paid if you make 10 cleared debit card point-of-sale transactions in the second statement cycle.
  • A $100 bonus will be paid if your Direct Deposit is active by the end of your second statement cycle.
  • A $100 bonus will be paid if you make 5 cleared bill payments of 5 different payees and be at least $25 each during your second statement cycle.

Details Here

Other Local Bank Bonuses

About Tony Phan

I work as a full-time optometrist and spend any spare time I have on HappyDoctorBlog. I love to travel, live a healthy lifestyle, and find new ways to earn a living. Through this blog, I'd like to share my experiences. Find Me: Google+, Facebook, Twitter, Pinterest

{ 72 comments… read them below or add one }

Alan

First Niagara Bank (appears to be nationally available per slick deals and fatwallet) and they extended their $250 promotion to “Promotion runs through 6/14/2014″

https://www.firstniagara.com/Landing_Pages/Campaign/Checking/2014/Checking250.aspx

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Tony Phan

very nice, thanks!

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Shron

Is there a huntington bank promo code that expires today March 31st 2014 ?

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Alan

BMO Harris Bank – $200 & $150 bonus offers – https://www.bmoharris.com/promo/winter14/offerchecking/index.html?NAOID=Winterckg8&BMO_VSC=HarrisCK^SEARCH^INT4740^WCKG8&BMO_VSC_ADC=Google^EverydayCheckingNonBrandBMM^Checking&ecid=ps-4740-LSMCG469

This offer expires May 5, 2014

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Tony Phan

Many thanks Alan!

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Helen Bell
Tony Phan

Awesome, thank you so much!

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Alan
Tony Phan

Anyone tell you how awesome you are?! :-)

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Dan

Northwest Savings Bank now has a 200.00 offer

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Tony Phan

Awesome, thanks!

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AE

There is a better PNC bank offer $200 vs. the $150 that you have detailed if you look around fat wallet and a few other sites:

PNC Bank is offering a $200 cash bonus to all customers who open a new checking account, set up a qualifying Direct Deposit and make at least one payment via PNC Online Bill Pay.

http://www.offers.pnc.com/checking/100_reward/search.html?WT.mc_id=BOSS14_Search_0002&WT.srch=1&k=checking+account+bonus&e=Google&m=p

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Tony Phan

Thanks, you’re the best!

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Helen

Thanks for compiling this, Tony! I’m waiting for Wells Fargo to come out with another offer. Had to pass on the stuff pony thing. I mean as stuff ponies go, they were charming, but I had no use of one. :)

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Tony Phan

:-) Fine; he sure was a cutie patootie though. But yea, a new bonus should be right around the corner for sure!

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kay

Thank you for well put together list. I am impressed that you have the time, in this busy world. Here is my contribution Local bank https://www.flushingbank.com/totally-free-checking-promo.aspx giving $150

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Tony Phan

thanks!

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Sarah

Hi Tony! Thanks so much for the list of promo’s! Just wanted to let you know of another local one to Colo… https://www.efirstbank.com/landing-pages/free-checking.htm

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Tony Phan

Awesome, I will add that in…thanks!

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JJ
Tony Phan

Thanks for the update!

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Steve Herzog

Lake Michigan Credit Union, 3% checking on balances up to $15,000. Must live in Michigan’s lower peninsula, or donate to ALS of Michigan. Direct deposit required, 10 debit card purchases per month required. Also must login 4 times a month. CAUTION: They will do a hard credit inquiry, even though you aren’t applying for credit. Open account at https://www.lmcu.org/banking/checking/checking_max.aspx

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Tony Phan

Very nice. Thanks!

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Steve Herzog

KeyBank reward update: Refer a friend, who must make $500 direct deposit within 60 days. Friend will get $100, referrer will get $50. Expires January 3, 2014. Let me know if you want my coupon code.

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Tony Phan

Sure, post your code here and maybe you and someone interested can help each other out. Thanks.

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Steve Herzog
Heather McGimsey

Do you know if BB&T has a new promo code? I found your site while looking for a new bank in the area I have moved to. Very Helpful!!!! Thank You

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Tony Phan

unfortunately, they still just have the old promo code up

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Hugens Morigene

Tony,

First I would like to thank you for compalling such an awesom list valuntarily. Please, know that you’re making a difference in both, the comsumer and these companies.

Wondering if you had a chance to follow up on the BBVA Compass Business Checking promotion for $500, I’m interested.

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Tony Phan

That BBVA promotion was a good one; it’s still early in October so it may take a few more days/weeks before they put up a new promotion.

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john

I just tried to use the bank of america code to sign up, and got an error msg that the baw100 code was expired. Any ideas?

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Tony Phan

Oops, thanks for catching that! The code has been changed to: BAW100N

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john

No, thank you for taking the time to compile and maintain this extensive list! I’m sure a lot of people (I being one) really appreciate the resources here.

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Tony Phan

All I need to hear : )

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Deborah Alston

This is so helpful. I can look on 1 site and see it all!
Thanks and God Bless!

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Tony Phan

Always a pleasure!

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harry @ pf pro

Is the citi checking offer dead?

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Tony Phan

Yes, seems like people are only getting mailed offers right now

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Maria Fleming

I wanted to know if you know of any student checking accounts coupons?

please let me know,

Thanks

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ingrit

Without setting direct deposit ?

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ingrit

Is any bonus to any bank for opening a checking account only in NY pls ?
Thank you

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bsulistioadi

Thanks for this very useful wrap up.
I got the $150 bonus from Fifth Third Bank at Columbus, OH just a few months ago. Not sure if they require the physical “post card” with the offer, but maybe worth to check further.
https://www.53.com/mkg/checking/mover-bonus/mover-prospect-150.html

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Michael

Chase does not offer the bonus in Missouri.

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C Matthews

Do you know of student or college checking accounts that offer bonues?
Thanks,
Chris

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Tony Phan

None of the big banks are offering bonuses on student accounts. There are a few for small, local branches. The offer from Sovereign comes closest to offering multiple states.

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Steve H

Tony, thanks for the research. I was tempted by the Capital One business account offer, but discovered account must be opened in person. Branches are in CT, DC, DE, LA, MD, NJ, NY, TX, AND VA. ( http://maps.capitalone.com/locator/list/ )

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Tony Phan

Thanks for the info Steve. I’ll add some notes to the bonus about this. I’m only keeping this offer on the national list because Capital One is a big bank.

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Nancy D.

Hi Tony,
As most banks indicate that you have to leave your checking/saving opens at least six months in order to keep the bank bonus or if your checking/saving has been closed within 90 days, you won’t get the bank bonus. So the time frame for reopening a checking/saving within the same bank is 91 days after you closed it in order to get the bank bonus? Could you check on it?

Also, how is the time frame for the credit card which has rewards for points or miles can be reapplied after cancelled? Is it more than 60 days after cancelled?

Thank you,

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Tony Phan

Bank bonus offer terms can vary. With your scenario, technically you could re-open an account after 90 days of closure, meet the terms of the bonus and then have it open at least 6 months to keep the bonus. Banks will keep a record of your history with them, so if they see a pattern they could simply not approve your re-opening (and they may still pull your credit). I have heard of people getting two of the same bank bonuses within a year though, but that’ll depend on your credit and how much they want you with their bank. I may try this with another bank sometime since it’s a lot of trouble moving around your money with your main bank account.

Most credit card bonus offers restrict you to not have had that particular card previously for at least a year. When you’re “re-applying” for a same card in a short amount of time, they’ll either just re-activate your card or approve you for it based on your credit and the bonus won’t apply. Good luck!

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Nancy D.

Thanks Tony,
I will test it on the credit card one to see if it works.

Best,

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Nancy D.

Here is the link from citibank thankyou points that I forgot to attached:
https://online.citibank.com/US/JRS/portal/template.do?ID=TYEarningsChart

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Nancy D.

I love all the bank bonus as well credit card rebate that you posted.
Citibank also offers Thankyou points program that you can earn points monthly once you open checking with them starting from 600 points to 2100 points monthly that converts from $6.00 to $21.00 per month of gift cards from Bestbuy or Macys or Walmart… It is free to enroll in.

Best,
Nancy

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Tony Phan

Thanks for the info. I’ll def look into the program

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Mark S.

awesome! better than all the others lists i could find. thanks.

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Tony Phan

: ) happy to help

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Fairy

Thank you so much Tony. The information helped me a lot.

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Dan - BankVibe

Great coverage Tony! I don’t think you let even one deal by you!

One word of caution though – be sure to read the fee structure before you sign up for any checking deal. The credit union deals likely wont impose fees, but the big banks – Chase, Citi B of A etc will ding you between $10 and $25 per month for not meeting balance requirements.

The checking deals with the greatest bounties associated with them are usually for “premier” type checking accounts that require $1,000 – $5,000 average minimum balances to avoid fees.

Getting dinged $15 per month for not keeping enough money in your checking account can eat away at that bonus real quick!

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Tony Phan

Thanks for the tips Dan

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alankirsch

definition direct eposit re;;can it be gift money stock dividends

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Tony Phan

Alan,
You’ll see what qualifies as a direct deposit on each of the offer pages in the fine print at the bottom usually

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Phanikumar

Thank you for the for the valued information.

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Tony Phan

My absolute pleasure!

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Jacqueline

Do you know what the tax consequences are for the bonuses? Is it considered interest paid by the bank? This is all GREAT information BTW! Thank you!

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Tony Phan

Yes, it will absolutely be considered as interest. The fine print will state that an IRS Form 1099-INT will be sent for each bonus you receive.

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Algernon

Is there any Chase Business Checking offers?

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Tony Phan

Sorry, not through a direct link. Chase Business coupon offers are only sent to specific customers. I had no luck when asking for one through online customer service.

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G

I just opened a Chase Business Checking account and the representative asked me if I had a coupon.

I thought I had gotten something in the mail, so he told me to bring it in within the week and he would apply it to my account.

Well, I can’t locate the mail which I contained the coupon. Would you happen to have a link to that? It must exist because the rep at the bank asked for it, but I can’t find it.

I thank you in advance for any assisatance. :o)

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Tony Phan

I’ve been looking all around for the Business one, but they’re all expired. Sorry, I’ll update if anything changes though.

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Tony Phan

I’ve heard this may work – it’s worth a shot. Call a business checking rep at: 1-800-242-7338 and see if they can send you a coupon by email for a new Business checking account. Let them know you don’t have one yet of course.

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Tina

do you have info on the Chase savings account bonus?

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Tony Phan

Actually, yes. I updated that info under the Chase bonus offers section.

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Gary Woodson

thanks for this

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